科罗拉多技术大学学费经济援助

财政援助是联邦政府的名称, 可能帮助支付大学费用的国家和私人资源. Typically, financial aid consists of grants, scholarships, loans and student employment. 助学金和奖学金通常不需要偿还. 贷款必须偿还，通常在学生不再注册至少一半时间后开始支付. 学生就业包括学生赚钱支付教育费用的机会. 符合条件的学生可获得经济援助.

Individuals required to enter their information on the FAFSA® are called “contributors”. Each required contributor needs to have their own FSA ID to log in to StudentAid.并完成他们的FAFSA部分. Independent student contributors include yourself, and your spouse, when applicable. Dependent student contributors include yourself, a parent, and your parent’s spouse, when applicable. The contributor section must only be completed by the specified contributor. 以便完整地完成申请, 所有的捐款人都必须同意将他们的收入和税务信息从IRS链接到FAFSA. Studentaid.gov provides a helpful chart to determine whom you would need to include as a contributor.

学生和任何贡献者必须同意将联邦税务信息转移到FAFSA表格中，以帮助完成财务部分, 哪些是完整填写FAFSA表格和计算联邦学生援助(FSA)资金资格所需的. 通过不同意FAFSA表格, 你仍然没有资格获得FSA助学金和贷款以及任何其他潜在的学生援助，因为没有你或你的供款人的同意和联邦税务信息，FAFSA是无法完成的. 您和任何贡献者的同意必须每年提供一次.

免费申请联邦学生资助, 通常被称为FAFSA, is the 单 application needed to apply for all sources of federal student aid. FAFSA表格可于网上填写 http://studentaid.gov/h/apply-for-aid/fafsa. 你需要创建一个助学金.访问并完成FAFSA. 如果你有撰稿人, 比如配偶或父母, 他们还需要建立自己的助学基金.Gov帐户，以便完成他们的部分, 提供同意, 并在FAFSA表格上签署他们的部分.

根据国会制定的标准，学生被视为独立或独立的联邦经济援助目的, 并且必须提供来自任何必要贡献者的信息, 确定资格. 例如, 24岁以下的学生, 单, 没有被抚养人，退伍军人在联邦财政援助中通常被认为是被抚养人吗. 受抚养的学生必须有他们的父母作为FAFSA的贡献者，以确定各种联邦援助计划的资格. 向财务援助办公室查询 to determine your dependency status if you are unsure.

学生 must reapply for federal and state aid every Award Year (July 1 – June 30). The application for the upcoming Award Year is available starting October 1. For each award year you are attending, you will need to complete a FAFSA. Depending on the dates of your enrollment, you may need to fill out multiple FAFSA forms. Please check with your financial aid office to determine when you should reapply.

补助金是一笔钱，通常不需要偿还. 贷款是借来的钱，无论你是否完成了课程或对你的教育经历不满意，都必须偿还. 未能偿还贷款可能会导致严重的后果，并对您将来获得信贷的能力产生负面影响.

Repayment on most loans will begin after the student is no longer enrolled at least half time. 有些贷款在学生入学期间是无息的. Interest may accrue on other loans even while the student is enrolled. 向财务援助办公室查询, 他们可以帮助你解释贷款类型的不同. 在所有情况下, 无论你是否完成了课程或对你的教育经历感到满意，贷款都必须偿还. 未能偿还贷款可能会导致严重的后果，并对您将来获得信贷的能力产生负面影响. If at any point in the financial aid process you have questions or need more information, CTU财务援助顾问将很乐意提供帮助. You can also learn about how to manage your federal loan repayment on the 联邦学生援助网站.

联邦家长PLUS贷款是联邦学生援助计划的一部分. 如果学生不能偿还贷款，共同签署私人贷款的家长和学生一样有责任偿还贷款(通常是更高的利率). 换句话说, 无论是借款人还是共同借款人, 联邦PLUS贷款和私人贷款都出现在信用报告中，潜在的财务责任是相同的.

The FAFSA is the most important document to complete when applying for financial aid. In addition, there are a few other things that you need to have on hand before you start. 如果你是美国人.S. 市民，你必须有一个社会安全号码. 美国.S. Department of Education will match your social security number to your name, so be sure that you enter your full name as it appears on your social security card. 如果你不是美国人.S. citizen but are an eligible non-citizen, have your alien registration number ready. 您还需要提供自己的手机号码和/或电子邮件地址. In order to complete the FAFSA< your income and tax information is required. This information can be automatically transferred from the IRS to your FAFSA, 但必须得到你的同意. If you or your contributor(s) do not consent to linking your FAFSA with the IRS, 你将没有资格获得联邦学生援助.

You will also need your federal tax returns and other asset information. 资产的例子包括支票账户和储蓄账户, 子女抚养费, 股票, 债券, 存单, 共同基金, 房地产(家庭住宅除外), 企业和农场. 如果你有撰稿人 on your FAFSA, they will also need to provide the same information.

联邦学生援助(FSA) ID是用户选择的用户名和密码，用于验证您访问学生援助的身份.gov网站. The FSA ID is a 单 sign-on process that makes applying for aid quick and easy. Remember, your FSA ID is private and should never be shared with anyone.

有一套国会确定的公式用于评估联邦学生援助计划的经济需求. 这个过程从FAFSA开始.

一旦你的FAFSA提交, a formula called the Student Aid Index (SAI) calculates your financial aid need, 决定你的资格, 根据您完整的FAFSA数据. 一旦SAI成立, 该金额将从您注册项目中使用的出勤费和其他经济援助中扣除, 并决定你的需求为基础的经济援助. 这些计算每年都会有所不同, based on the information you or your contributions provide on each FAFSA.

Regardless of how much money you or your parents make, you should still complete the FAFSA. Some sources of aid are not need-based, and are available to those who qualify.

Determining your dependency status is an important step in the financial aid application process. 在联邦学生援助中，受抚养学生或独立学生的定义可能与你自己所考虑的非常不同. 它也不同于美国国税局对依赖的定义. 这不是CTU分配给你的身份，而是根据你对FAFSA上几个问题的回答做出的决定. Some of the more common criteria that lead to an independent status are:

• 在本年度1月1日之前，您已年满24岁.
• 从你签署FAFSA的那天起，你就已经结婚了.
• 你将攻读硕士学位.
• 你是一个有家属的人，你为他们提供了一半以上的经济支持.
• 你是美国的老兵.S. 武装部队.
• 你目前在美国服现役.S. 用于训练以外目的的武装部队.

联邦直接贷款是为那些有资格帮助学生支付学费的人提供的联邦贷款. 联邦直接补贴和非补贴教育贷款利率较低，不需要信用检查. 私人贷款是由贷款人提供的无担保贷款，利率可能较高，通常需要进行信用检查.

You can re搜索 options using a variety of scholarship 搜索 websites. 研究和应用是很耗时的, 但如果你能找到额外的资金，你的努力可能是值得的. A word of caution: do not use agencies that charge fees to find scholarships. 你可以自己免费搜索.

校园/学校	学校代码
科罗拉多斯普林斯CTU	010148
反恐组在线	010148

学生账户专家可以与您就大学的任何账户余额进行交谈. 如果你对你的学生账户有任何疑问, 您可以通过以下方式与我们联系. Account information is available at any time in the Student Accounts link on the CTU student portal. If you are having difficulty paying the balance due on your student account, 请与我们联系，讨论可供您选择的方案. We aim to find reasonable payment options that work for both the student and the University.

如果您以书面形式与我们联系, 请写上你的名字, 学生证号码(如知道), 可以联系到你的电话号码和电子邮件, 以及你请求协助的描述. We will respond to you as quickly as possible, typically within 24-48 hours of receiving the request.

These accounts do not charge interest or fees and the University does not require a cosigner. 您可以在任何时候通过上述方法与我们联系，为您的帐户请求付款报表. 请注意，支付金额将等于您在学生门户网站中列出的活期账户余额.

CTU collects payment from students who have account balances directly with University. 这与其他常见问题解答中引用的政府或私人贷款来源不同，并且具有与这些计划不同的规则和政策. 我们的学生会计专家代表大学工作，是附属公司(CEC员工组)的一部分, 或CEC教育服务公司, 有限责任公司).

俄勒冈州SLS许可证# 2161929

注意:在某些情况下, your account may be serviced by TFC 学费 (License Number: 1708442) on our behalf. If applicable, you will be contacted by TFC 学费 with their contact information included.

科罗拉多理工大学 delivers your refund with BankMobile Disbursements, 技术解决方案, BMTX供电, 公司. 请访问此链接获取更多信息: http://bankmobiledisbursements.com/refundchoices/.